Helping Baby Boomers

Helping Baby Boomers By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. The Best Practices Used to Create Sustainable Streams of Retirement Income   Helping a new client create, implement and enjoy a successful retirement plan can be one of the most rewarding and appreciated services I can provide.  The first step is to determine how much money a client will need to support his or her desired lifestyle, and what resources will be available to build it.  Most people can get the money they need for retirement without gambling heavily on equities, they just read more 

My Least Favorite Annuity

My Least Favorite Annuity By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. Variable Annuities are my least favorite of the annuity types.   Variable Annuities are my least favorite of the annuity types.  They once served a purpose in the 1980s and 1990s when the stock market was thriving for a longer period than normal, and for high-end earners a good place for non-qualified tax deferred savings. But now, in the current world market, I consider them the least effective annuity, especially for retirement income planning.  A Variable Annuity is an insurance product with read more 

Dissatisfied with 401(k) Plan Investment Menu?

Dissatisfied with 401(k) Plan Investment Menu? By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc.   Let’s talk about: In-Service Distribution Opportunities…  If you are like most people who participate in an employer-sponsored retirement plan, you will be pleasantly surprised to learn that you may be permitted to access part or all of your assets within the plan while still employed.   It is one of the most unique and powerful investment strategies available, yet it’s seldom used or explained in offering greater diversification and opportunities.  Some opportunities may even provide guaranteed benefits for lifetime read more 

Welcome to the Age of Safety in Retirement

Welcome to the Age of Safety in Retirement By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. The Best Practices Used to Create Sustainable Streams of Retirement Income   Welcome to the age of safety, for the discretionary must have retirement funds needed to secure a lifelong income with no worries of running out of money before you run out of time. As my clients transition from the saving phase to the spending phase, our income planning strategy, combined with any other guaranteed source of cash flow, will generate a secure retirement income. This specialized read more 

Guesstimates & Guarantees

Guesstimates & Guarantees By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. The Best Practices Used to Create Sustainable Streams of Retirement Income   Let’s talk about how much of your money you would like to have dependent on a guesstimate forecast of your financial future, and how much of your money it will take to provide a secure, guaranteed retirement income for the rest of your life, and if you’re married, the life of our spouse, with 100% of any remaining assets to be given to your beneficiaries after you both are deceased. Let’s read more 

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